usiness Loans That Work as Hard as You Do

Finance for vehicles, equipment and everyday business needs. Loans from $8,000 to $150,000**

Apply for a Finance One business loan

Business Car

Business Truck

Food Truck

Lawn Mower

Business and commercial loans

financeone Commercial delivers practical lending solutions to help Australian businesses access the vehicles and equipment they rely on- from business vehicle finance for cars, utes, trucks and food trucks, to equipment loans for machinery, trailers, earthmoving gear, lawn mowers and workshop tools. Whether you’re expanding operations, upgrading your fleet, replacing essential equipment or managing cash flow, we focus on flexible, easy-to-understand finance designed to support real-world business needs, with clear information and repayment options that make sense.

Normal lending criteria, terms & conditions, and fees & charges apply.

We offer three loan types to support different business needs.

Business Vehicle Loans

financeone Commercial offers business vehicle loans designed to support the transport needs of Australian businesses. Whether you operate a mobile service, manage a team on the road, or rely on vehicles to deliver goods and meet customers, we provide practical finance options that help keep your operations moving. Our business vehicle finance can be used to purchase new or used vehicles that support daily tasks, improve efficiency and strengthen your ability to serve customers. 

Finance for vehicles used in day-to-day operations, transport or mobile work. 

Commercial Food Truck LoansDesigned for mobile food businesses, catering operators and hospitality ventures expanding into mobile service.

Business Car LoanSuitable for sales teams, consultants, field service operators or any business that needs reliable transport.

Commercial Truck FinanceIdeal for towing, delivery work, trade services and transport operators who rely on light or medium-duty trucks.

Commercial Advantage Loans

financeone offers our Commercial Advantage Loan for businesses that need flexibility beyond vehicles and equipment. This option is designed to support a wide range of general business needs, from maintaining steady cash flow to funding upgrades, covering operational expenses or taking advantage of new opportunities. It’s a practical solution for businesses that need room to move and the ability to direct funds where they will have the most impact. 

A Commercial Advantage Loan can help you manage day-to-day running costs, invest in growth, support seasonal fluctuations or make improvements that keep your business competitive. With clear information and flexible repayment options, it’s a straightforward way to stay in control of your business finances.

Who can apply for a financeone business or commercial loan

We work with many Australian businesses across different industries and circumstances. Our team takes the time to understand your business activities, income and goals so we can assess your application properly and provide clear information about your options.

We may consider applicants who have:

✔ an active ABN
✔ consistent business income
✔ a variety of business structures and backgrounds

If you’re unsure whether your situation fits, our team can guide you through the enquiry process.


Since 2010, financeone has taken a practical and flexible approach to lending for everyday Australians.
We focus on understanding each customer’s circumstances and aim to provide finance solutions that are tailored, supportive and designed to help you
move forward with confidence. Our team takes the time to look beyond a one-size-fits-all approach, offering smart and considered options to suit your needs.